Charitable Gift Annuities
Support Harvard Medical School and generate fixed income for life by establishing a charitable gift annuity.
- Use cash, securities or other property
- Receive an annuity rate based on your age (older = higher)
- Enjoy quarterly payments for life
- Qualify for an immediate federal income tax deduction
- Benefit from some tax-free income
- $25,000 minimum
Don’t need the income right away? Click here for information on deferred and other kinds of gift annuities.
Read about someone who established a charitable gift annuity.
Gift Annuity Rates at Sample Ages
| SINGLE LIFE | TWO LIFE | ||
|---|---|---|---|
| Age | Annuity Rate | Ages | Annuity Rate |
| 70 | 6 | 70/75 | 5.6 |
| 75 | 6.7 | 75/80 | 6.1 |
| 80 | 7.7 | 80/85 | 7 |
| 85 | 8.7 | 85/90 | 8 |
Variations on a standard gift annuity
Deferred CGAs
- Defer the payments for a minimum of one year
Flexible annuity
- Select from a range of possible future start dates to receive payments
Stepped annuity (50K minimum)
- Structure your annuity to receive steadily increasing income
To learn more, please contact
Mary Moran Perry
Senior Director of Gift Planning
(617) 384-8449 or (800) 922-1782
mary_perry@hms.harvard.edu
Take advantage: tax-free
IRA rollover
Transfer money from your IRA to HMS and avoid income tax. This opportunity is available through December 31.
Charitable Gift
Annuity
Download an informational brochure explaining the options and benefits of charitable gift annuities.