Securities: Stocks, Bonds, Mutual Funds

• Qualify for a deduction for the mean market value of a security you have owned at least one year
• Utilize the deduction for up to 30 percent of your adjusted gross income
• Carry forward any unused deduction for up to five additional years
• Reduce potential capital gains tax

Real Estate

• Give all or a percentage of the property
• Consider donating residential, vacation, or commercial property
• Reduce income, capital gain, and estate taxes
• Deed a personal residence to Harvard Medical School, but retain the right to live in or rent it for the rest of your life or a set term
• Use real estate to fund a gift that pays you income

Personal Property

• Consider works of art, antiques, gold, stamps, coins, jewelry, patents, copyrights, etc.
• Reduce your tax liability
• Receive a deduction based on whether or not the property is mission-related
• Use tangible personal property to fund a gift that pays you income

Retirement Plan Assets

• Use assets from your IRA, Keogh, TIAA-CREF, tax-deferred annuity, or qualified pension or profit-sharing plan

For more information, or to add Harvard Medical School to your will or estate plan, please contact

Mary Moran Perry
Senior Director of Gift Planning
(617) 384-8449
mary_perry@hms.harvard.edu