Give and receive. You earn income during your lifetime and HMS benefits from your gift.

When you establish a Charitable Gift Annuity (CGA) or Charitable Remainder Trust (CRT) to benefit Harvard Medical School, you can be assured that your gift will have the tangible impact you want: income for life for you while supporting our mission to improve health and well-being for all.

  • Benefits

    • Receive fixed life income for one or two beneficiaries
    • Qualify for a charitable income tax deduction and you may save on capital gains tax liability if funded with appreciated securities
    • Enjoy payments that are fully backed by the assets of the University and administered by Harvard Management Company
    • Improve health and well-being for all
    • Create enduring impact at HMS
  • How to Fund

    • Cash
    • Appreciated Securities
    • Real Estate
  • Next Steps

  • Benefits

    • Receive income for life, with potential for growth over time (payout rates typically range from 5% to 6.5%)
    • Support your spouse or any number of beneficiaries
    • Unlock appreciated assets without incurring capital gains tax liability
    • Investment management services provided by either Harvard Management Company (the Endowment Strategy) or TIAA Kaspick (the Tax Efficient Strategies) with no separate management fee
    • Secure a federal charitable income tax deduction and potentially save on gift and estate taxes
    • Improve health and well-being for all
    • Create enduring impact at HMS
  • How to Fund

    • Cash
    • Publicly-traded Securities
    • Real Estate
    • Art, antiques, or collections
  • Next Steps